Improving High School Students' Financial Literacy to Become Smart Investors at a Young Age

Abstract

This community service aims to provide the understanding and skills needed for Senior High School (SLTA) students to become wise investors. With increasing access to financial information and investment products, young people are faced with opportunities and challenges to manage their finances effectively. However, many of them still lack basic knowledge of financial literacy. This program involves practical training consisting of several important components, namely understanding basic financial concepts, types of investments, risk management, and smart investment strategies. In this training, participants not only learn theory, but also participate in investment simulations using relevant technological tools. This aims to strengthen their understanding through direct experience. The implementation method consists of interactive workshops, group discussions, and Q&A sessions, all of which are directed at strengthening students' financial knowledge and skills. The results of this training are evaluated through knowledge testing and feedback from participants, which show a significant increase in understanding of financial literacy and investment skills. It is hoped that with this program, senior high school students will not only gain useful knowledge, but will also be able to apply it in their daily lives, so that they can make better financial decisions and become smart investors at a young age. Through this initiative, it is expected that there will be a sustainable positive impact on the financial capabilities of the younger generation to come.